Home / Mortgage / Mortgage Refinancing | Wells Fargo Refinance Mortgage Rates ? Fixed 30 Year Home Loans Dip To 4.25 ?
For those who have made Very strong financial decisions over the past several years there many opportunities to save money during the current low interest rate environment. At the present time we are seeing Wells Fargo refinance mortgage rates as low as 4.25% for those with a credit score that exceeds 740.
Remember that Wells Fargo is currently one of the largest financial institutions in the country along with Bank of America, Citigroup and Chase but definitely not the only option when it comes to locking in the lowest interest rates. By doing research online many Americans will find that there are local and regional mortgage lenders spread throughout the United States that should help when it comes to refinancing a home loan in June of 2011.
As we get closer to the summer of this year there is a strong possibility that the overall economy could improve and the unemployment rate could drop below 80%. If this happens than many analysts predict interest rates will start to rise due to the fact that the federal reserve bank no longer has the need to keep interest rates very close to historic lows.
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With this in mind it may be a wise choice to start research today rather than waiting until the summer or fall. By accessing the HUD website most Americans will find that there are many free resources that should help them much better understand each and every step of the refinance process. This can help illustrate just what steps will allow individuals to negotiate lower costs and fees.
By negotiating lower costs and fees many Americans will save a significant amount of cash. Some homeowners have the ability to save hundreds and possibly even thousands of dollars by negotiating lower fees with a particular mortgage lender. This is why it is also important to select several mortgage lenders to get competitive interest rate quotes.
Author: Mike Garner
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